Privacy Policy

1. Introduction

Welcome to Qistpay Services Pvt. Ltd. ("Company", "We", "Us"). We are committed to protecting your privacy and ensuring your personal information is handled in a safe and responsible manner. This policy outlines how we collect, use, and protect your data when you visit our website (https://qistpay.in) or apply for our services.

2. Information We Collect

We collect only the information necessary to process your loan or insurance application effectively. This includes:

• Personal Identity: Full Name (as per PAN/Aadhaar).
• Contact Details: Mobile Number, Email Address, and Current City.
• Financial Data: Employment type (Salaried/Business), estimated income, and loan requirements.
• Technical Data: IP address, browser type, and device information for security and fraud prevention.

3. How We Use Your Information

Your data is used strictly for the following purposes:

• To check your eligibility for loans, insurance, or financial services.
• To contact you via Phone, SMS, or WhatsApp regarding your application status.
• To connect you with our partner Banks and NBFCs for loan processing.
• To comply with legal obligations and regulatory requirements in India.

4. Data Sharing & Third Parties

We do not sell your personal data to unauthorized third parties. However, as a financial aggregator/consultancy, we must share your application details with:

• Partner Financial Institutions: Banks, NBFCs, and Insurance Companies to process your specific request.
• Service Providers: CRM systems or verification agencies acting on our behalf.
• Legal Authorities: If required by Indian Law or a court order.

5. User Consent & Authorization

By submitting any form on this website, you explicitly consent to the collection and use of your information as described in this policy. You authorize Qistpay and its partners to contact you via Call, SMS, or WhatsApp, even if your number is registered on the DND (Do Not Disturb) registry.

6. Data Security

We implement appropriate technical and organizational security measures to protect your data from unauthorized access, alteration, or destruction. However, no method of transmission over the Internet is 100% secure.

7. Contact Us

If you have any questions about this Privacy Policy or wish to request the deletion of your data, please contact us: